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Bridgeport Hospital: Benefits Plans
Medical Plan Options
Administered by Anthem Blue Cross & Blue Shield.
No referrals required.
- Yale New Haven Health Advantage Plus Plan
Providing in- and out-of-network coverage.
- Highest level of benefits when services are provided at a Yale New Haven Health System hospital.
- In-Network Benefits: $20 copay office visits, and 100% coverage for most services. No claim forms required.
- Out-Of-Network Benefits: 70% coverage for many services following $350 individual/$700 family deductible.
- Yale New Haven Health Advantage Plan
Offering lower per pay contributions, but you must meet a deductible if you need major health care services.
- In-Network Benefits: Preventive care covered at 100% following $20 copay with no deductible. Physician/specialist office visits are $30 copay with no deductible. All other services are covered at 80% after $200 individual/$400 family deductible.
- Out-Of-Network Benefits: $750 individual/$2,250 family deductible; 60% coverage for most services.
Prescription Drug ProgramThis plan is included with your medical plan election and is administered by CVS/Caremark. On a per-prescription basis, employees pay 10% ($8 minimum, $23 maximum) for generic drugs, 20% ($20 minimum, $45 maximum) for preferred brand drugs, and 40% ($30 minimum, $60 maximum) for other brand drugs at participating pharmacies. There is no coverage at out-of-network pharmacies.
Up to a 30-day supply of drugs may be provided. Employees taking maintenance drugs must use mail order — which is available at $18/$45/$68 copays for a 90-day supply.
Dental Health Options
- Delta Dental Basic Plan
Covers 100% of preventative services with no deductible, and 80% of restorative services after a $50 individual/$100 family deductible.
- Delta Dental Plus Plan
Covers 100% of preventative services with no deductible, 80% of restorative services, 50% of major services, and 50% of orthodontic services after a $50 individual/$100 family deductible with a $1,700 lifetime maximum benefit.
Opt-Outs Employees who have medical coverage through another group plan and are electing to waive our medical coverage are eligible to receive annual Flex credits of $525 (for Full-Time employees) and $425 (for Part-Time employees). If your spouse is covered by any YNHHS medical plan, or if you are covered under Title 19, you may not receive the opt-out payment.
Vision Service Plan (VSP)An optional program for benefits-eligible employees, providing exams, contacts, frames and/or lenses at affordable prices. VSP network doctors provide top quality care and offer a wide selection of frames to choose from, all in one convenient location. For more information, please call 1-800-877-7195 or visit www.vsp.com.
Flexible Spending AccountsBenefits-eligible employees may elect to have a portion of their salary deducted on a pre-tax basis to pay for medical and/or dependent care expenses. Use of these salary conversion dollars also reduces the amount of gross income subject to income taxes and social security.
Life InsuranceBridgeport Hospital automatically enrolls benefits-eligible employees in life insurance equal to one times their annual salary (to a maximum sum of $50,000) at no cost. Employees also have the option of purchasing (with post-tax dollars) additional insurance up to three times their annual base salary, to a maximum of $500,000. Spouse & child life insurance is also available.
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